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The City Rat

Many members want to make sure their contributions are properly recorded with the Social Security System (SSS). After all, your contributions determine the benefits you can receive in the future, including retirement pension, loans, and other member benefits.

The good news is that checking your SSS contributions is now easy. You can do it online using your phone, tablet, or computer. This guide will walk you through the simple steps.

Why You Should Check Your SSS Contributions

Before we get to the steps, it’s important to understand why checking your contributions matters.

Here are a few good reasons:

  • Verify that your employer paid your contributions
  • Make sure there are no missing months
  • Track your total contributions for retirement
  • Check if you qualify for SSS benefits or loans

Many members only check their contributions when they are about to retire. But it’s better to review them regularly so you can fix any issues early.

What You Need Before Checking Online

Before accessing your SSS records online, prepare the following:

  • Your SSS or UMID number
  • A registered SSS online account via the My.SSS app
  • Internet access

If you don’t have an online account yet, you will need to register first on the SSS website.

Step-by-Step Guide to Check Your SSS Contributions Online

Follow these simple steps.

Step 1: Go to the Official SSS Website

Open the official website of the Social Security System and look for the Member Login section.

Step 2: Log In to Your Account

Enter your:

  • Username
  • Password

Then click "Sign In" to access your account.

Step 3: Open the Contribution Inquiry Page

Once logged in, go to the Inquiry or Contributions section of the portal.

This page will show your complete record of posted contributions.

Step 4: Review Your Contribution History (in table format)

You will see:

  • The months with contributions
  • The amount paid
  • Your employer’s name (if applicable)

Take time to check if all months are properly recorded.

Talk to your HR personnel and check if your contributions have been remitted.

What to Do If You See Missing Contributions

If you notice missing or incorrect records, don’t panic. These issues can usually be corrected.

Here are the steps you can take:

  • Contact your employer and ask if the contribution was already remitted.
  • Check your payslips or records to verify deductions.
  • Report the issue to SSS if the problem is not resolved.

Fixing missing contributions early is important because they affect your future benefits.

How Often Should You Check Your Contributions?

It’s a good habit to check your SSS record at least once or twice a year. This helps you confirm that your contributions are properly posted.

For members nearing retirement, checking your record becomes even more important since the number of contributions affects your pension eligibility.

Benefits of Using an SSS Online Account

Aside from checking contributions, your SSS online account allows you to:

  • Apply for SSS loans
  • File retirement benefits
  • Update personal information
  • Check loan balances
  • Monitor benefit applications

Having online access makes managing your SSS membership much easier.

Final Thoughts

Your contributions to the Social Security System are the foundation of your future benefits. Taking a few minutes to check your records online can help you avoid problems later, especially when applying for retirement or other benefits.

If you haven’t checked your contributions recently, now is a good time to log in and review your records. A quick check today can save you from bigger headaches in the future.

HONOR CEO James Li (left) and ARRI MD David Bermbach (right) at the MWC 2026 announcement

• ARRI and HONOR extend cinematic image science and production workflows into consumer devices

• A bridge from the world of high‑end filmmaking to the next generation of creators

• ARRI technology will debut in HONOR’s upcoming ROBOT PHONE

Manila, Philippines, March 10, 2026 – Leading AI device ecosystem company HONOR has entered into a strategic technical collaboration with ARRI, the world-renowned designer and manufacturer of professional camera technology for cinematic storytelling. 

This landmark partnership marks a significant step in extending established cinematic standards into the rapidly evolving world of mobile imaging.

By uniting HONOR’s advanced mobile imaging capabilities with ARRI’s century-long heritage in defining cinematic image quality, the collaboration reflects a shared ambition to unlock new creative possibilities and extend cinematic standards for visual expression from the world of high-end filmmaking to the next generation of content creators.

“HONOR is pioneering a new era of mobile imaging, where technology exists to inspire creativity and storytelling,” says James Li, CEO of HONOR.

 “ARRI has defined the visual language of cinema for generations. Through this collaboration, we are bringing those cinematic standards and professional workflows into mobile imaging, enabling creators to craft stories with greater authenticity and emotional depth.”

A Century of Cinematic Excellence as Foundation for Mobile Content Creators

For more than a century, ARRI has helped shape how cinematic stories are told — from the early days of film to today’s most advanced digital camera systems. 

A commitment that’s been recognized with 20 Scientific and Technical Awards from the Academy of Motion Picture Arts and Sciences.

“Today, consumer smartphones have already become a serious tool in professional filmmaking, being used on blockbusters across the globe".

"That’s why we believe it is time to bring these worlds even closer together. For the first time ever, core elements of ARRI Image Science are being integrated directly into a consumer device,” says David Bermbach, Managing Director at ARRI.

Translating ARRI Image Science into Mobile Technology

In cinema, image science is not a filter or an effect — it is the foundation of how an image is created. 

It determines how colors feel natural, how highlights and shadows are rendered, and how images consistently behave from capture to final screen. 

Drawing on ARRI’s Image Science foundation, the collaboration applies core cinematic imaging principles to HONOR’s mobile imaging architecture.

“Smartphones operate under fundamentally different constraints: smaller sensors, highly integrated SoCs, different optical stacks, and different bandwidth limits".

"The challenge is not to replicate cinema hardware, but to translate the underlying principles into compact, real-time mobile architectures,” says Dr. Benedikt von Lindeiner, Vice President at ARRI and responsible for the technical collaboration with HONOR. 

“Our goal is to bring a true cinematic aesthetic to smartphone imaging — natural color, gentle highlight roll-off, and a sense of depth that feels authentic to how stories are meant to be seen. Creators should be able to move seamlessly from mobile capture into professional post-production workflows.”

The first results of this collaboration will debut in the upcoming HONOR ROBOT PHONE later this year.

About ARRI

“Inspiring images. Since 1917.” ARRI is a global player within the motion picture and live entertainment industries. 

Named after its founders August Arnold and Robert Richter, ARRI was established in Munich, Germany, where the headquarters is still located today. Other subsidiaries are in Europe, North and South America, Asia, and Australia.

The ARRI Group consists of the business units Camera Systems, Lighting, and Rental, all dedicated to synergizing creativity and future technologies to enhance moving images and live events. 

ARRI is a leading designer and manufacturer with a worldwide distribution and service network. The product portfolio includes digital cameras, lenses, lighting fixtures, apps, and accessories. 

ARRI also offers first-class services through ARRI Rental’s provision of both standard and exclusive camera, lighting, and grip packages to professional productions around the world. 

ARRI’s virtual production and innovative workflows solutions boost efficiency for a broad range of studio operators, producers, and corporations.

In recognition of its innovative contributions to the film and television industries, ARRI has been honored with 20 scientific and technical awards from the Academy of Motion Picture Arts & Sciences and six Engineering Emmys from the Television Academy and the National Academy of Television Arts & Sciences.

For locations and more information, please visit www.arri.com or https://www.instagram.com/arri/



Retirement is a big milestone. After many years of working and paying contributions, it’s finally time to enjoy the benefits of your pension from the Social Security System (SSS).

But many senior citizens still ask the same questions:

How do I file my retirement benefits? What are the requirements? Can I apply online?

This simple guide will walk you through the basic steps so you can claim your SSS pension without confusion.

Who Can Apply for SSS Retirement Benefits

To qualify for SSS retirement benefits, you must meet these conditions:

Optional retirement

  • Age 60 years old
  • No longer working
  • At least 120 monthly contributions

Mandatory retirement

  • Age 65 years old
  • At least 120 monthly contributions

If you have less than 120 contributions, you may still receive your benefit as a lump sum instead of a monthly pension.

Requirements for Filing SSS Retirement Benefits

Before applying online, through the My.SSS app, prepare the following documents:

Identification card:  UMID card or any government-issued ID card

Bank account enrolled in the Disbursement Account Enrollment Module (DAEM)

Proof of Filiation:  if you have dependent children (e.g. birth certificate, Marriage Contract, etc.)

Your pension will be deposited directly into your registered bank account, so make sure your banking details are correct.


Step-by-Step Guide to Filing Your Retirement Claim

Filing your retirement claim is now easier because most applications can be done online.

Step 1: Prepare Your Documents

Gather your ID, birth certificate, and bank information before starting your application.

Step 2: Log in to Your SSS Online Account (My.SSS app)

Go to the official SSS website and log in to your account. If you don’t have one yet, you will need to register first.

Step 3: Submit Your Retirement Application

Inside the SSS portal, under the "Benefits" tab, click "Apply for Retirement Benefit" and complete the required information.

Step 4: Confirm Your Bank Account

Make sure your bank account is already enrolled and approved in the SSS system for pension credit. For this process, you are required to upload proof of ownership of your account, such as a photo of your ATM card or bank statement.

Step 5: Wait for Confirmation

Once accepted by the system, you will receive a transaction number via email that details your retirement pension benefits.

Processing usually takes a few weeks, depending on document verification.

How Your SSS Pension Is Computed

Your pension amount depends on several factors:

  • Total number of contributions
  • Your average monthly salary credit
  • Credited years of service

In general, members with more contributions and higher salary credits receive a higher pension.

Lump Sum vs Monthly Pension

SSS retirement benefits are released in two ways.

Monthly Pension

You will receive a monthly pension if you have at least 120 monthly contributions.

Lump Sum Benefit

If your contributions are fewer than 120 months, SSS will pay your retirement benefit as a one-time lump sum.



Helpful Tips for Senior Citizens

Here are some simple tips to avoid delays in your pension:

✔ Check your SSS contributions before retirement.

✔ Register an SSS online account via the My.SSS app early;

✔ Make sure your bank account is active.

✔ Keep your personal records updated with SSS.

Doing these small things ahead of time can save you a lot of stress later.

Final Thoughts

Your pension from the Social Security System is something you worked hard for during your career. Filing your retirement claim may seem confusing at first, but once you understand the steps, the process becomes much easier.

If you are nearing retirement, it’s a good idea to review your SSS records early and prepare the requirements. That way, you can start enjoying your well-earned pension without unnecessary delays.

After all, retirement should be less about paperwork… and more about enjoying life.

From robotics innovation to flagship devices, HONOR expands its AI device ecosystem at MWC 2026 

Manila, Philippines, March 5, 2026 – At MWC 2026, HONOR advanced its Augmented Human Intelligence (AHI) vision and accelerated ALPHA PLAN through three connected pillars: Alpha Phone, Alpha Store, and Alpha Lab. 

Building on its long-term commitment to human-centric AI, HONOR offered a preview of Robot Phone, a bold exploration of embodied intelligence and a new species of smartphone that reimagines how future AI devices could integrate motion and spatial awareness.  

Alongside this futuristic innovation, HONOR unveiled Magic V6, the pinnacle of its foldable innovation, combining breakthrough silicon-carbon battery technology, advanced display engineering, and AI-enhanced productivity in its most refined foldable design to date. 

Together with new ecosystem devices, HONOR MagicPad 4 and MagicBook Pro 14, these announcements reinforce HONOR’s roadmap to integrate intelligent hardware and software around real human needs.  

James Li, CEO of HONOR, said: “With Human-centric as our lighthouse, we navigate the growth of AI through the two beams of IQ and EQ, bringing three forms of intelligence together. We are exploring the new paradigm of AI devices with Alpha Phone; hosting the new paradigm of the AI ecosystem with Alpha Store; and building the new paradigm of a silicon-carbon civilization with Alpha Lab. With three waves of the Alpha Plan, we now have all the components in place, and we are driving this journey at full warp speed.” 

Take a Sneak Peek at the HONOR Robot Phone: A New Species of Smartphone  

Robot Phone is a new species of smartphone, combining embodied AI interaction with robot-grade motion and cinematic imaging capabilities. 

Rather than reacting solely through screens and voice commands, HONOR is, figuratively, giving its next generation of devices not only a brain, but also hands and feet, combining AI with more physical, expressive interaction through motion and camera movement. 

It goes beyond what a static smartphone can offer, bringing more human, expressive interaction into everyday technology and adjusting its perspective in real time. 

Multimodal perception means it can identify sounds, track motion, and maintain visual awareness, creating a more natural, sensory, and intuitive interaction model. 

Robot Phone also introduces embodied AI interaction designed to feel more natural and expressive. It supports all-angle AI video calling that follows the user through robot-grade motion control. 

It also responds with emotional body language, including expressive nods and head shakes, and can even dance to the beat of music, bringing playful, lifelike interaction to the smartphone experience. 

Packing a robot into a smartphone required rethinking space, strength, and weight at a microscopic level. HONOR applied high-performance materials and reliability know-how developed for foldables to Robot Phone engineering, enabling a self-developed micro motor designed for extreme compactness and strength. 

By significantly reducing motor size, HONOR was able to fit an ultra-compact 4DoF gimbal system into the phone, creating the hardware foundation for robot-grade embodied motion control.  

This mechanical architecture supports a three-axis gimbal stabilization system, delivering smooth and precise motion even in dynamic environments. 

Super Steady Video mode enhances stability in high-movement scenarios, while AI Object Tracking allows Robot Phone to intelligently follow subjects in real time. 

AI SpinShot further expands creative control, supporting intelligent 90° and 180° rotational movement for fluid, cinematic transitions, even when shooting one-handed. 

Built around a 200MP sensor and a stabilized gimbal camera system, Robot Phone is designed to help users move beyond capturing moments and toward capturing life stories. 

Through stabilization, intelligent tracking, and cinematic-style camera movement, it aims to close the gap between smartphone video and professional-looking storytelling. 

Together, these capabilities demonstrate how embodied AI can unlock new forms of capture and interaction, positioning Robot Phone as a defining step in HONOR’s evolution toward more intelligent and adaptive devices. 

As HONOR continues to advance its ALPHA PLAN, Robot Phone offers a glimpse into how embodied intelligence may shape the next generation of mobile technology. 

HONOR Magic V6: A New Foldable Benchmark 

While Robot Phone explores the future of embodied intelligence, Magic V6 represents cutting-edge flagship foldable innovation. Building on HONOR’s leadership in foldable design, Magic V6 delivers a device engineered for durability, performance, and intelligent productivity. 

Combining an ultra-thin 8.75mm1 closed profile with reinforced structural integrity and advanced hinge architecture, Magic V6 is engineered for long-term reliability while maintaining exceptional slimness. 

The device is rated IP68 and IP692 for water and dust resistance, reinforcing its resilience in everyday environments. Within this ultra-thin foldable design, HONOR integrates its next-generation silicon-carbon battery technology.  

Made possible by partnering with ATL, Magic V6 gets HONOR’s fifth-generation silicon-carbon material, addressing the challenge of balancing slimness and high energy density. 

This innovation empowers HONOR Magic V6 to achieve an industry-first silicon content of 25%, supporting higher energy density in an ultra-thin foldable design. 

The result is a 6,660mAh battery3 housed in one of the thinnest foldables on the market, redefining expectations for endurance in the category without compromising design.  

At MWC 2026, HONOR also demonstrated next-generation battery innovation with the all-new HONOR Silicon-carbon Blade Battery, featuring 32% silicon content and 900+ Wh/L. 

Designed to enable foldables to enter the 7000mAh era, it signals a further leap in ultra-thin, ultra-high energy battery technology. 

Magic V6 also sets a new benchmark in foldable display innovation. Its dual flagship LTPO 2.0 screens, measuring 6.52 inches externally and 7.95 inches when unfolded, deliver adaptive 1–120Hz refresh rates and peak brightness of up to 6,000 nits and 5,000 nits, respectively, for HDR content. 

The inner display features ultra-thin flexible glass with SGS Minimized Crease Certification and a 44% reduction in crease depth compared to the previous generation, creating a flatter, more immersive canvas. 

A silicon nitride–based anti-reflection stack reduces reflectivity to as low as 1.5%, while advanced 4320Hz PWM dimming5 and AI Defocus Display enhance comfort during prolonged use. Together, these innovations make Magic V6 more refined and durable across everyday interaction. 

When using its expansive unfolded display, AI-enhanced productivity features optimize multitasking, content creation, and communication. Cross-ecosystem tools further enhance flexibility, positioning Magic V6 as a powerful companion device, seamlessly working alongside Apple’s ecosystem. 

As the first foldable powered by the Snapdragon 8 Elite Gen 56, matched with advanced vapor chamber cooling for sustained performance, Magic V6 delivers ultra-smooth gaming, multitasking, and demanding workloads, making it the truest expression of an AI-era foldable available today, engineered to endure and assist. 

HONOR AI Ecosystem: MagicPad 4 and MagicBook Pro 14 

Extending its AI-powered portfolio beyond smartphones, HONOR also introduced MagicPad 4 and MagicBook Pro 14 to its flagship ecosystem at MWC 2026. 

HONOR MagicPad 4, powered by the Snapdragon 8 Gen 5 mobile platform⁵, brings flagship-class performance to an ultra-slim 4.8mm tablet form factor. 

Its category-leading 3K OLED display features a 165Hz refresh rate, and with AI-enhanced multitasking tools, MagicPad 4 is designed to support fluid productivity and content creation across its 12.3-inch display. 

As with Magic V6, cross-device collaboration enables seamless interaction alongside smartphones and multi-platform environments, including Apple’s ecosystem. 

Moreover, based on the new Linux Lab in Developer Options, we can successfully deploy and run the OpenClaw7 AI assistant on HONOR MagicPad4, providing a more convenient environment and broader possibilities for unlocking more efficient tools and productivity scenarios in the future. 

HONOR MagicBook Pro 14 further strengthens HONOR’s AI-laptop offering, with performance driven by the Intel Core Ultra Series 3 Processors8. 

Engineered for sustained workloads, creative tasks, and everyday efficiency, it pairs a color-accurate 14.6-inch OLED display with class-leading battery performance, intelligent performance management, and an ultra-light design for enhanced portability. 

Together, MagicPad 4 and MagicBook Pro 14 reinforce HONOR’s strategy of integrating AI across device categories, delivering connected, intelligent experiences beyond the smartphone. 

Advancing Intelligent Devices and Robots for the AI Era 

At its launch event, HONOR also unveiled its first humanoid robot, signaling a broader strategic move to leverage its expertise in mobile technology to create consumer-grade robots. 

HONOR’s robots will focus on three core scenarios: shopping assistance, workplace inspections, and especially supportive companionship. Unlike traditional robotics companies, HONOR brings a deep understanding of users developed through its smartphones and connected devices. 

This ecosystem continuity enables future embodied AI devices to recognize users, understand their needs, and provide personalized physical assistance from the first interaction.  

Together, Robot Phone, humanoid robot, HONOR Magic V6, MagicPad 4, and MagicBook Pro 14 demonstrate how HONOR is extending AHI across both digital and physical experiences. 

From embodied AI exploration to flagship foldable engineering and AI-powered productivity, each announcement reflects deeper integration of intelligence across hardware and software.  

Availability and Pricing 

HONOR Magic V6 will be available in select markets in H2 this year, with regional availability to be confirmed. Further details on configurations, color options, and pricing will be announced locally. 

To some countries, HONOR MagicPad 4 will be available in Grey and White. Price, Availability, configurations, and promotional bundles may vary by region.  


The United Arab Emirates is blessed with beautiful beaches, thanks to its spot along the Arabian Gulf. 

But among all the emirates, Fujairah stands out. It's the only one on the eastern coast, facing the Gulf of Oman. That gives it a special mix of gorgeous beaches and mountain views—a rare and refreshing combo in the UAE.

It was my grandson’s first birthday, and what a better way to celebrate it than with an overnight staycation at Palace Beach Resort in Fujairah?


Let’s be real—driving to Fujairah from Dubai,  may not be something you usually plan for the weekend. But if you’ve ever dreamed of white sand, clear blue water, and a stress-free getaway, then Palace Beach Resort should definitely be on your list.

We made the drive (okay, my son-in-law drove), got our tans, and honestly—it was worth every kilometer.


Checking into the Palace

It was a nice surprise to see Filipino staff at the front desk.  They welcomed us like family, and that instantly made the place feel like home. Check-in was smooth, fast, and totally stress-free.

The lobby was wide and airy, with comfy couches and a cozy reading nook—perfect for relaxing while waiting your turn at check-in or checkout.

The interiors were modern and stylish, but still warm and inviting.. And  the long drive felt like it never happened.


More Than Just Picture-Perfect

The beachfront is clean, peaceful, and has soft, powdery sand—though not as white as Boracay’s in the Philippines. No noisy crowds, no loud music—just the sound of waves, the warmth of the sun, and pure calm.

And if saltwater isn't your thing, no worries—the resort’s pool is just as relaxing. You can chill by the poolside, sip a cold mango milkshake, and still enjoy the stunning beach view. The whole vibe feels like your own private paradise.

Rooms Made for Netflix (and Naps)

Our room was big, stylish, and super comfy—fit  for  royalty. The king-sized bed was so soft, I almost didn’t want to get up.

We had fast, free WiFi (perfect for posting those beach shots!), a smart TV, a mini-bar, and a Nespresso machine—which was my personal favorite. I had my morning coffee fix without leaving the room.

There was also a safety box for our stuff, plus coffee and tea-making facilities in case you just want to sit by the window and watch the Fujairah skyline.


The bathroom was lovely—complete with built-in TV speakers so you could hear whatever show you were watching while getting ready. There was a separate shower area and a separate toilet room, which was very convenient and clean.

The mood lighting was the cherry on top. I dimmed it during our Netflix time and boom—it felt like our own cozy cinema.

Food From All Over the world

Our stay came with unlimited breakfast, and it was the kind of spread that makes you want to wake up early.

There were so many choices! The buffet catered to all kinds of guests—Arabic, Asian, Continental, and yes, even a classic Filipino plate if you’re craving home flavors.

For those who prefer healthy options, there were fresh fruits, cereals, yogurts, salads, and even a juice bar with choices like orange, carrot, and detox blends.

But if you're like me and enjoy starting the day with a full belly, the hot station was the star. They had an omelet bar, crispy bacon, hash browns, sausages, pancakes, and warm pastries that were hard to say no to.

And the coffee? Bold, hot, and satisfying. I had two cups... okay, maybe three. It’s the kind of breakfast you take your time with—go back for seconds, maybe thirds, and still wish you had room for more.

Drive, Don't Fly

Yes, Fujairah is a bit of a drive from Dubai. But if you’re looking for a beachfront staycation that truly feels like a break from city life, then Palace Beach Resort is 100% worth the ride.

Your soul—and your camera roll—will thank you.


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Hello, There!

I am a Certified Public Accountant in the Philippines and a former banker now living life beyond spreadsheets and cash counters. When I'm not chasing the perfect brew or planning the next road trip, I'm soaking up the little moments – usually with a cup of coffee in hand and my dogs at my feet.



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